Got a Ticket? How Tickets Affect Your Car Insurance Rates

There are many factors taken into consideration by auto insurance companies when calculating a rate for each individual. Every insurance company has its own calculations. Factors such as age and type of vehicle, garaging location and driver age are well-known … Continued

DUI Conviction? How do I get car insurance?

There’s no doubt about it, if you have been convicted of a DUI you have already faced many consequences and have been through a difficult experience. Your car insurance is another hurdle in the process of rebuilding. These days a … Continued

Accidents and Your Auto Insurance Rates

Every auto insurance company has their own unique policy regarding accidents and how they affect your car insurance rate. Generally though, the criteria for a rate hike include: Whether or not you were at fault If you were at fault, … Continued

Affordable Car Insurance Tips

Car insurance is just a fact of life. If you’re feeling the pinch and thinking about dropping your coverage, think twice. Dropping your auto insurance coverage completely can lead to huge problems for you down the road, even if you … Continued

Auto Insurance 411 – All You Need To Know

Many people find the nitty-gritty of auto insurance to be at least boring and at best confusing. Here we’ll give you a quick car insurance review and try to clear up some of the basic terms you’ll see when shopping … Continued

Jewelry, Guns, Fine Art, Antiques

Did you know that on your homeowner’s policy you usually have a specified limit on jewelry, guns, silverware or coins? So what do you do if you have items that are worth more than the policy limit? You can add … Continued

Am I Covered if There is an Earthquake?

If you don’t choose to add earthquake coverage on your homeowner’s policy, the answer is NO!!! We are seeing more and more earthquakes these days. A lot of people believe that if there is an earthquake then they will be … Continued

Rental Car Coverage – What to Know

As an agent, one of the most common questions I get is ‘when I rent a car, do I need to purchase the insurance the company offers?’. There is really no easy answer to this question. If you have a … Continued