Is Rental Vehicle Coverage Necessary?

If you’ve ever found yourself at the counter of a car rental company, you are familiar with the supplemental protection they try to sell you on. What they won’t tell you is that you probably don’t need it. The collision/loss … Continued

Saving Money on Your Insurance Policy

I don’t know about you, but I love saving money on things I don’t like paying for. I know, no one likes paying for anything, but the way I see it, there is a definite difference in paying for a … Continued

Home Inventory Lists

I know what you’re thinking. Who makes an inventory of everything they own? What may seem like a useless item, a home inventory list is actually one of the most important, essential possessions you will own. Here’s why and how … Continued

Let’s Fill the Gap – Gap Insurance 101

Gap insurance, also known as Guaranteed Auto Protection or Guaranteed Asset Protection, is one of those coverages you won’t realize what a lifesaver it is until you need it. Unless you have experienced a total loss of a vehicle, you … Continued

When it Rains, it Pours: An Overview of the Umbrella Policy

Before getting into whether or not an umbrella policy is right for you, let’s first discuss what an umbrella policy actually is. Think of it as extra protection beyond what your homeowners and/or automobile policy liability coverage will handle. Suppose … Continued

What To Do After an Auto Accident

Before getting into what to do after and automobile accident, let’s first discuss what to do before one. A lot about driving is preparation. You want to be ready to deal with situations that can arise and one of those … Continued

Homeowners Personal Property Coverage Limitations

When you purchase a homeowners policy, the assumption is that most of your property will be covered in the event of a loss. While this is true, there are limitations placed upon certain items. The reality is that not all … Continued