Reggie

Licensed Insurance Agent

Insured Street Agent Reggie

Phone: 1-888-906-3230

Auto Home Health Life

Licensed to Sell   Auto RV Motorcycle Homeowners Renters Health Life

I have been in Sales Management, Training and Insurance for the last 12 years. I have trained numerous employees and agents in Sales Theory, Company History and Systems Software in my career. I have Licenses in over 30 States in Life, Health, Property and Casualty Lines of Insurance. I have successfully consulted thousands of people nationwide in many Lines of Insurance including Medicare, RV, Auto, Health, Motorcycle, Life and Homeowners Insurance.

Home Inventory Lists

I know what you’re thinking. Who makes an inventory of everything they own? What may seem like a useless item, a home inventory list is actually one of the most important, essential possessions you will own. Here’s why and how to make one.

Whether you purchase a homeowners or renters insurance policy, you obviously expect it will cover your possessions should you experience a loss. Although some item categories have specific limits, your policy covers your personal property up to a certain amount depending on the value you choose. That’s it. For the most part, your insurance company does not know what you own. Not until you have to file a claim. Read the full article…

Adding Your Teens to Your Auto Policy: The Costs Involved and Ways to Survive It

As parents, we all want the best for our children in all aspects of life. A good education, a robust social life, a successful career, and most important, we all want our kids to be safe from harm.

One milestone we as parents rarely savor is when it is time for our children to drive. For many of us, this is the first time that our children’s lives are in their hands once they get behind the wheel by themselves. This realization is a remarkable moment in your life but is rivaled by another realization: Your insurance premiums just DOUBLED! In these days and times where many of us are doing our best to maximize resources, adding your children to your auto insurance policy is a definite interruption to the family budget.

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Comparing Car Insurance Companies

With everyone struggling to save some money here and there, your car insurance costs are a great place to start. It’s now easier than ever, using the internet, to compare quotes and coverage options from several companies without ever leaving your home.

Before you start, determine what kind and how much coverage you would like. Be sure to cover yourself and your family adequately in the case of an accident. Think about the value of your vehicle and your property and how much you are willing to pay to protect these.

Then fill out your data and get some quotes. Auto insurance companies are more than happy to send you the numbers. Then you can compare prices from the best car insurance companies. However, beware of unknown companies touting the cheapest auto insurance. As in everything else in life, you generally get what you pay for. Read the full article…

Auto Insurance Mistake – Don’t Drive Without It

Auto insurance may be a hard pill to swallow, especially in tough economic times. However, the risks and consequences of driving without even low cost auto insurance far outweigh the savings.  Before you decide that you will drive without auto insurance, give some thought to what may happen should you be involved in even a minor accident. Read the full article…

Liability Insurance Explained

There are Two Types of Liability Insurance: Fact!

In regards to liability insurance, there are two types: bodily injury and property damage. Most drivers carry both types of coverage. Liability coverage is important because it protects you when you are the cause of an accident.

If there is damage to the other driver’s car your property damage liability will help pay for the damages. If the driver or passengers in the other car are injured in any way, your bodily injury liability will contribute towards their doctor bills.

Without this type of coverage, you would have to pay for all damages yourself.

Benefits of Bundling Home & Auto Coverage

Shopping for every one of your insurance needs – vehicle, home, boat etc. – is work in itself. Trying to keep up with whom to pay and when – you would have to be a real accountant. Bundling your insurance cannot only save you the headache; it can save the most important thing – money!
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What to Do if You’re in an Accident?

When you are involved in an auto accident it can be very overwhelming. You can’t avoid everything but you should be prepared for anything.  If you have never been in an accident, you may be unsure as to what to do in the event you may need to use your insurance.  Here are some things you should keep in mind to help you deal with the unexpected.
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Why You Need Insurance

Insurance manages risks, or loss, that can occur when least expected. When you purchase insurance, you are paying a fee, or premium, for the insurer to take on the cost of any potential loss.
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Got a Ticket? How Tickets Affect Your Car Insurance Rates

There are many factors taken into consideration by auto insurance companies when calculating a rate for each individual. Every insurance company has its own calculations. Factors such as age and type of vehicle, garaging location and driver age are well-known factors. However, many people are unclear about how various types of tickets may or may not affect their car insurance rate.
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DUI Conviction? How do I get car insurance?

There’s no doubt about it, if you have been convicted of a DUI you have already faced many consequences and have been through a difficult experience. Your car insurance is another hurdle in the process of rebuilding. These days a DUI does not mean you are uninsurable however you should expect to pay a lot more than you may have in the past. Read the full article…