Did you know that on your homeowner’s policy you usually have a specified limit on jewelry, guns, silverware or coins? So what do you do if you have items that are worth more than the policy limit? You can add … Continued
Monthly Archives: July 2014
If you don’t choose to add earthquake coverage on your homeowner’s policy, the answer is NO!!! We are seeing more and more earthquakes these days. A lot of people believe that if there is an earthquake then they will be … Continued
As an agent, one of the most common questions I get is ‘when I rent a car, do I need to purchase the insurance the company offers?’. There is really no easy answer to this question. If you have a … Continued
Your home Insurance has 4 parts. Coverage A – or dwelling coverage that is your house and everything permanently attached to it such as an attached porch, attached deck, sometimes it can even be a fence that is secured to … Continued
An SR22 is a financial responsibility filing required by the Department of Motor Vehicles (DMV) in some states for certain drivers. The SR22 form is a certificate submitted to the DMV from the required driver’s insurance company showing proof of … Continued
Winters across the country may not all include snow, but for those places where snowmen are possible so are dangerous driving conditions. Below are a few tips to remember when dealing with icy or slippery roads.
Road rage is a newer term given to those aggressive drivers that are increasing in numbers on the roads. We have all seen them: the tailgaters pressing a slower driver to speed up, the aggressive lane changers passing and weaving … Continued
Medical payment coverage is an additional option in most states. It helps to cover Medical expenses incurred through auto accidents. It generally covers medical expenses for you and any covered drivers and your passengers after an accident, regardless of fault.
An SR-22 is not a type of car insurance, but a state-mandated certificate, which verifies that you are maintaining automobile liability coverage.
Every state has a minimum insurance liability requirement to operate a motor vehicle legally. Unfortunately, because it is a lengthy process to change and implement new laws, which reflect the current economy; the state minimum may not be enough to … Continued